Privacy Policy

This Privacy Policy explains how Dino Palmieri, Loan Officer, NMLS #1121689, CA DRE #01517431, with C2 Financial Corporation ("we," "us," or "our"), collects, uses, and protects your personal information when you visit this website, submit a scenario review request, or communicate with us about mortgage financing.

The scenario review on this website is a request for a conversation, not a loan application. When you submit it, or otherwise contact us, we may collect:

• Loan purpose (purchase, rate-and-term refinance, or cash-out refinance)
• Occupancy (primary residence, second home, or investment property)
• Property type
• Documentation style (for example tax returns, bank statements, or assets)
• Confirmation that the property is located in California
• Your general timeline
• Contact information: name, email address, and mobile phone number
• Optional free-text notes you choose to add about your scenario
• Your optional SMS consent status and the consent language shown to you
• Attribution details: the page you submitted from, page path and tags, submission timestamp, referring website, and any UTM campaign parameters in the link you used

We do not collect a loan amount, Social Security number, date of birth, income figures, credit score, account balances, or supporting documents through this form. Information of that kind is gathered only through secure, dedicated loan application channels after you choose to proceed.

• To respond to your scenario review request and discuss financing options
• To provide updates on your inquiry and, if you proceed, your loan status
• To comply with legal, regulatory, and licensing obligations
• To improve our website and services

If you check the SMS consent box on our scenario review form, you agree to receive text messages from Dino Palmieri / C2 Financial Corporation about your inquiry and loan status. These messages may include responses to your scenario review request, requests for information needed to evaluate your scenario, appointment reminders, and updates on the progress of your loan.

• Message frequency varies based on your inquiry and loan activity.
• Message and data rates may apply depending on your mobile carrier plan.
• Opt out at any time by replying STOP to any message. You will receive a final confirmation message, after which no further texts will be sent.
• Need help? Reply HELP to any message for assistance.
• Consent to receive text messages is not a condition of purchase or of obtaining any loan product or service.

Your phone number and SMS consent are never sold, rented, or shared with third parties or affiliates for their marketing purposes. Text messaging opt-in data is used solely to communicate with you about your own inquiry and loan.

We do not sell your personal information. We may share information only as needed to serve your loan inquiry: with C2 Financial Corporation and its lending partners in connection with a loan you pursue, with service providers who help operate this website under confidentiality obligations, and when required by law or regulation.

We use a small number of essential cookies and similar technologies to operate this website, remember your preferences, and understand aggregate site usage. We do not use cookies to build advertising profiles about you, and we do not sell tracking data. You can disable cookies in your browser settings; some site features may not function as expected if you do.

We use commercially reasonable administrative, technical, and physical safeguards to protect your information, including encryption in transit (HTTPS) and access controls for authorized personnel. We retain your information only as long as necessary to serve your inquiry and meet legal and regulatory record-keeping requirements.

You may request access to, correction of, or deletion of your personal information, and you may withdraw consent for marketing or SMS communications at any time, subject to legal retention requirements. To exercise these rights, contact us at dpalmieri@c2financial.com or (805) 252-1720. You may opt out of text messages at any time by replying STOP, and unsubscribe from marketing emails via the link in any such email.

We never share or sell your phone number, SMS opt-in data, or personal information to third parties or affiliates for their marketing purposes.

Questions about this Privacy Policy or our data practices? Contact Dino Palmieri, NMLS #1121689 · C2 Financial Corporation, NMLS #135622, 12230 El Camino Real, Suite 100, San Diego, CA 92130 · (805) 252-1720 · dpalmieri@c2financial.com.