Pasadena Home Purchase
Buying a home is usually the largest purchase that any person will make in his or her lifetime. Most of us don’t have millions stored away, though. As such, we will have to get assistance for a home purchase through a mortgage loan. The good news is that with the right loan from the right lender, you can own the perfect home without extravagant wealth. You pay a small monthly fee over a span of years, and once the term of the loan is complete, you own your home outright.
But in order to get approved for a long-term loan, you have to agree to sign on the dotted line, and the terms and conditions in your contract will hold true for years – even decades down the line. If you sign a poor mortgage, you will be kicking yourself for a good portion of your life. Despite their fancy commercials with smiling faces, banks and lenders are looking out for their best interests, not ours.
Why Use A Broker for Your Home Purchase?
The right loan.
There are dozens of different loan types – some are private (through companies), some are public (through the government), and some are a mix of both. We’ll help you find the right mortgage that gets you the best rates.
The right lender.
Chances are, there will be dozens of lenders who will be able to provide you with your loan. We communicate with each and every one to find the best loan based on your credit score, asset reserves, and other financial criteria.
Negotiated Rates.
We know mortgages. If your mortgage type is open to negotiation, we will get the company down as far as possible, which will save you tens of thousands of dollars over the course of your mortgage.
Risk-Free Contract Signing.
Our legal team will review your contract to make sure there are no hidden “catches” or fees.
How the Right Home Purchase Program Benefits You
YOU PAY WHAT YOU ARE ABLE TO. There are no surprises if you let us help you with your mortgage – we go over your rates, what you will pay, how these rates may increase in the future, and more. Using a broker like us is a surefire way to guarantee peace-of-mind.
YOU AREN’T HIT WITH ANYTHING YEARS DOWN THE LINE. It’s nearly impossible to get out of your mortgage once you sign on the dotted line – you want to make sure that nothing changes as your mortgage is 5, 10, or 20 years old. We can help you confirm that.
YOU ARE COMFORTABLE IN YOUR NEW HOUSE WITH YOUR NEW MORTGAGE. From start to finish, you know exactly what you are getting into, and with our help, you know that you’ll be able to make the monthly payments with ease – and without any hidden fees or costs that can put you over the top.